The First Crypto ETF-like Launchpad
Mint floor-backed, unruggable tokens with instant liquidity and liquidation-free borrowing. Fees grow every token’s floor, giving you peace of mind.
Launch a Token
Built on Solana. Backed by maths.
Protocol-Enforced Floor
A minimum value that can only rise, never fall.
Protocol-Owned Liquidity (POL)
Liquidity is locked and cannot be pulled.
Unruggable Certification
Guaranteed transparency for fair launches.
Initial backing assets: mSOL • zBTC • CRT
What is UpOnly.rich?
UpOnly.rich is a permissionless launchpad to mint floor-backed tokens that merge meme energy with reserve-backed credibility. Every buy adds to protocol-owned reserves that enforce a redeemable floor which can rise, but never fall. Native swap, borrow-without-liquidation, and optional looping make tokens liquid, safe, and capital-efficient from day one.
How it Works
1
2
3
4
1
Create
Pick a backing asset (mSOL, zBTC, CRT). Optionally pre-seed a minimum floor. Teams with ≤30% pre-mint receive the "Unruggable" certification.
2
Launch
Fair, no-code mint with instant trading via the native swap (1.25% fee). All liquidity is protocol-owned and locked by smart contracts.
3
Enforced Floor
Buys and swap fees increase reserves; floor = backing per token. Floor ratchets up and never down. Redemptions/swaps can’t breach the floor.
4
Grow
Borrow against the floor value with no liquidation or interest. Optionally loop by buying more with the borrowed asset and amplify exposure.
Core Features
Token Creation
One-click mint with an enforced, rising floor.
Native Swap (AMM)
Integrated trading with protocol-owned liquidity.
Borrow (no liquidation, no interest)
Access capital against your token’s floor value, risk-free.
Loop Function (optional)
Amplify exposure and reinforce the token floor.
Creator Tools
Analytics, certificate pages, and Unruggable badge.
Dashboard
Monitor portfolio, floor vs. market price, and reserve growth.
Fees and Redistribution
UpOnly.rich operates with a simple, transparent fee structure: a 1.25% swap fee on every buy/sell and one single 5% on borrows with a 1% repayment fee.
42% to Floor Reserve
Directly increases the purchased token’s backing, ratcheting up its floor.
36% to Team
Funds core development, audits, and long-term contributors.
16% to Creators
Rewards token creators proportional to the volume they drive.
6% to Community Vault
Supports airdrops, grants, and featured launches.
Note: Team part is 15% going to Nirvana as a lineage AVM fee, 11% to core UpOnly.rich team and 10% to investors.
Why it’s Unruggable
Protocol-Owned Liquidity
Reserves are held by the protocol, not creators; liquidity cannot be pulled.
Enforced Floor
Smart contracts prevent redemptions or swaps below the floor. Floor increases with usage; never decreases.
Transparent Certificates
Pre-mint amounts and pre-seeded floors are disclosed on-chain; ≤30% team pre-mint earns the “Unruggable” badge.
Who it's for
Token Creators
Who want instant trading, a permanent safety net, and a credible floor for their projects.
DeFi-Native Traders
Who seek volatility with a hard downside cap, and capital-efficient borrowing.
Founders
Who need non-ruggable liquidity and floor credibility from day one, with the ability to secure their own supply.
Roadmap
1
Q4 2025: MVP Launch
  • Token minting & native swaps (1.25%)
  • Fee routing (42/36/16/6)
  • On-chain floor and volume dashboards
2
Q1 2026: Expansion
  • Borrow (no fees) & Loop function
  • Airdrops + referrals
  • Cross-chain R&D (ETH, SUI, SEI)
3
Q2 2026: Advanced Features
  • Credit vaults (creator loans)
  • Tokenized revenue shares
  • Crypto card partnerships
Join the future of DeFi.
Frequently Asked Questions
What makes tokens here “unruggable”?
Reserves are protocol-owned and locked. Smart contracts enforce a redeemable floor which ratchets up as fees and buys accrue. Liquidity cannot be pulled by creators.
How is the floor calculated?
Floor = total reserve backing / circulating supply. Buys and swap fees add to the reserve. Once the per-token backing rises, it does not go down.
Can the price fall below the floor?
No. Redemptions and swaps won’t execute below the enforced floor. Market price can trade above floor; sub-floor trades are economically and technically impossible.
Which assets can back my token?
mSOL, zBTC, and CRT at launch. Additional assets may be added by protocol updates as infrastructure and risk parameters allow.
What does “Unruggable” certification require?
Team pre-mint ≤30% plus a guarantee certificate showing pre-mint and any pre-seeded floor. Certified projects receive a visible badge.
How does borrowing work with no liquidation and no interest?
Deposit your token as collateral at its floor value; borrow the reserve asset. There’s no interest and no liquidation since floor value covers principal. Repay anytime to withdraw collateral.
What is looping?
Optionally use borrowed mSOL/zBTC/CRT to repurchase your token. This amplifies exposure while fees are increasing the floor allowing you to ultimately get back more tokens than you looped in the first place.
Where do protocol revenues come from?
1.25% swap fee on buys/sells, 5% on borrowing and 1% repayment fee.
How are swap fees distributed?
42% to the token’s Floor Reserve, 36% to Team, 16% to Creators, and 6% to the Community Vault for airdrops, grants, and featured launches.
Is this only on Solana?
Solana first for speed and low fees. Cross-chain deployments (EVM) are under research for measured expansion.
Is this an ETF?
No. “ETF-like” is descriptive of a reserve basket and enforced floor. This is not a regulated ETF or a securities offering.
What are the main risks?
Smart contract and asset/oracle risks. We mitigate via staged audits, circuit breakers, curated reserve assets, depeg policies, and transparent monitoring.
Disclaimer: “ETF-like” describes a multi-asset reserve and floor mechanism. UpOnly.rich is not an issuer of regulated ETFs and does not offer securities.